EXPO makes home design easy — and financing even easier. Apply for one of our six credit programs and, if approved, you will get convenient buying power with competitive interest rates and no annual fees.

The EXPO Design Center Consumer Credit Card offers deferred financing and lower interest rates for large purchases.

The Home Depot Rewards MasterCard rewards you for shopping.

Apply for a Home Improvement Loan and enjoy no payments and no interest for up to six months after initial purchase.

The Commercial Revolving Charge Account is perfect for small to medium businesses wanting to make low monthly payments or pay in full each month.

The Home Depot Business Rewards Mastercard offers rewards for you and your business.

For medium to large businesses, the Commercial Account gives the freedom to manage the credit of authorized buyers.

You don’t have to wait to make your dream home a reality. Apply now and get started right away. CONSUMER OPTIONS:

Consumer Credit Account
No Payments, No Interest for 6 Months* all the time on purchases that total $299 or more on The Home Depot Consumer Credit Card.

No Payments, No Interest for 12 Months+ on Select Project Purchases on Your EXPO Design Center Consumer Credit Card+++ (see below for details)

The EXPO Design Center Consumer Credit Card provides convenient buying power at all Expo Design Center and The Home Depot stores. As an Expo Credit customer you are eligible to receive deferred financing promotions, a lower interest rate for larger purchases, and catalogs and special event mailings delivered to your home. There is no annual fee, and the low monthly payments can be made in the store.
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The Home Depot Rewards MasterCard
Get rewarded for shopping!

Open a new The Home Depot Rewards MasterCard® account and earn 3,500 bonus points* with your third purchase. That’s enough for a reward! Earn 3 points** for every dollar you spend with your card at EXPO Design Center® and The Home Depot®. Earn 2 points** for every dollar you spend at gas stations, restaurants, grocery stores and drugstores. And earn 1 point** for every dollar you spend everywhere else MasterCard is accepted. The points add up fast for great Rewards — gift cards, merchandise, travel and more!
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The Home Improvement Loan
No Payments and No Interest for up to 6 Months after initial purchase on your Home Improvement Loan Card***

The EXPO Design Center Home Improvement Loan is the ideal solution for a large purchase or project. If you're planning a home improvement or remodeling project, apply for a home improvement loan and you'll get no payments and no interest on all purchases for 6 months after the initial purchase on your Home Improvement Loan Card. Whether your project is $10,000, $20,000 or $30,000, this unsecured credit line may be just what you need.

Please visit your local EXPO Design Center for complete details.


COMMERCIAL OPTIONS:

Commercial Revolving Charge Account
Purchase Flexibility for Small to Medium Size Companies

EXPO Design Center offers two convenient commercial credit accounts: the Commercial Revolving Charge and the Commercial Account. The Commercial Revolving Charge is perfect for small to medium businesses that want the option of making low monthly payments or paying in full each month. There are no authorized buyer lists, so you can give cards to any of your employees. Plus, you can use purchase order numbers or job names to track each job. You'll receive easy-to-read itemized billing and the ability to view and manage online.
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The Home Depot Business Rewards MasterCard
The card that offers rewards for you and your business.

Earn 3,500 Bonus Points with your third purchase*. That's enough for a reward! Earn 3 points** for every dollar you spend with your card at EXPO Design Center® and The Home Depot®. Earn 2 points** for every dollar you spend at gas stations, restaurants, grocery stores and drugstores. And earn 1 point** for every dollar you spend everywhere else MasterCard is accepted. The points add up fast for great Rewards — gift cards, merchandise, travel and more!
Apply Now


Commercial Account
Centralized Control for Medium to Large Size Companies or Companies with Multiple Locations

The Commercial Account is ideal for medium to large businesses that prefer to pay the balance in full each month. Authorized buyers receive special Buyer ID cards with their names on them. You can also use purchase order numbers, job names or buyer's names to track each job. You'll receive easy-to-read itemized billing and the ability to view, manage, and pay your account online.
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Credit Terms for 6 and 12 Month No Payment, No Interest Credit Offers: FINANCE CHARGES accrue from the date of purchase at the regular purchase rate in effect from time to time and all accrued FINANCE CHARGES will be added to your Account for the entire promotional period if qualifying purchases (including premiums for optional credit insurance) are not paid in full before the end of the promotional period or if you fail to make any required payment on your Account when due. See below for more details.

With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card. APR for purchases 22.99%; Default APR 26.99% (rates may vary). Minimum FINANCE CHARGE: $1. See card agreement for details including when the default rate applies. Offer is only valid for consumer accounts, is subject to change without notice, and is not available on The Home Depot Rewards MasterCard®.

*Subject to credit approval.

** Points earned only on net purchases (purchases minus returns and credits). See Consumer Rewards Terms and Conditions or Business Rewards Terms and Conditions for details.

*** Promotion available to new HIL accounts only. Subject to credit approval. Interest does not accrue during the 6 months no interest, no payment promotional period. Following the promotional period, standard APRs and payment requirements will apply. Standard APRs include 22.99%, 26.99%. Your specific APR will be delivered to you at the time you are approved for an account. You may pre-pay at any time without penalty. Initial minimum purchase on HIL card is $1,000 and must be made within 60 days of the date account is opened. Additional terms apply. See store for details.